QUICK LOAN FUNDING REQUIREMENTS
Qualifications For Funding
With Typical Requirements
FUNDING REQUIREMENTS
Too Often Lending Guidelines Are A Mystery To Consumers.
At Quick Fund Now, we know the better you understand the process, the more approvals we can provide.This process of educating clients provides a much stronger lending platform,
where clients can help themselves better qualify for funding.
Our Funding Program is 100% UNSECURED
As a result, we require strong credit to establish a client’s ability to pay.
This helps us get you funding without the difficult application
process normally required by traditional banks, and without risking
any of your property (No liens against any equipment or property).
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
8 Factors that are most critical in obtaining funding include the following:
1.) Credit - Minimum of 700 score is required across all bureaus used for qualification.
The credit score gives us an overview of the credit a client has, along with your ability to manage
that credit wisely. The overall score is calculated by a number of factors which primarily include:
a. On time payments.
b. Credit utilization ratio
c. Number of inquiries
d. Length that the credit file has been established
e. Number of active trade lines, both fixed and revolving
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
2.) Credit Utilization Rate Needs To Be Under 50%. – Credit utilization is the percentage
comparing the total line limit to the actual balance on the account. QUICK FUND NOW looks at
each individual account. The calculation is easy. If you have a credit limit of $10,000 and a
balance of $2000, you have a utilization ratio of 20%. This ratio is factored for all revolving lines
of credit.
This will include credit cards, equity lines of credit, and any other account where you can use the
line, pay it back, and re-use the line without requalifying. To meet this qualification, each
account must independently meet the under 50% threshold.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
3.) No More Than 4 Inquiries Per Credit Bureau In The Last 90 Days. – Credit
inquiries occur for two different reasons. The first is a soft hit. These are inquiries that you
do not control. Companies looking to issue you additional credit, insurance, or even
employment can create a soft pull. A hard pull occurs when you apply for credit, or when
you sign a form authorizing a company to pull your credit file.
The 4 inquires include hard hits ONLY.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
4.) All Applicants Must Have a MINIMUM of 3+ Open ‘Primary’ Revolving
Accounts And/or Active Trade Lines.
Only open accounts on your credit report are considered for funding.
Any accounts that are closed, have little to no effect in the approval process.
Additionally, if the report is comprised of AU’s or other fake trade lines and/or
has been in credit repair, your options of getting funding reduce by 95%.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
5.) Prior Bankruptcy, Judgments, Repossession, Foreclosures,
Charge-offs, Or Collections Require A Manual Review To Be Considered.
Generally, a clean credit history with no derogatory items in the last 24 months is
required for funding.
Any Prior Bankruptcies Must Be 5 Years Or Older.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
6.) Late Payments Will Be Considered On A Case By Case Basis.
Your ability to get funding will depend on how far out the late payments were and
how often they occurred.
Late payments will almost always limit the funding amount that can be
approved, and may potentially require additional documentation before
approval is granted.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
7.) The Current Address Of The Borrower Must Match The Address On
The Credit Report. This is an important factor for obvious security reasons.
A difference in the address could create a requirement of full documentation.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
8.) Full Personal Verification Is Required For All Applications.
Any report with fraud and security alerts, as well as freezes on credit reports are
an immediate red flag, and must be removed by client in order to process their
application.
We take any kind of security alert/freeze on a report very seriously.
FUNDING HIGHLIGHTS
$20,000-$500,000 PLUS in Unsecured Funding
Funding in 1-2 Weeks
Signature Only - No Doc Funding Available
No Income Documentation - Stated Income Program Available
No Verification of Employment For Program #3
No Business Plan Necessary For Start-Up Funding
100% Unsecured - No Liens Against Property (No Assets Required)
NO UPFRONT COST (We get paid on Results only)
Required Documents
Signed Consulting/Funding Contract with Application
PDF Copy of Credit Report or Login Info From:
(www.CreditCheckTotal.com) or (www.Experian.com)
Copy of Driver’s License/State Issued I.D. (Front & Back)
The Most Recent Utility Bill In Your Name (Utility Bill,
Application, and Credit Report Address Must Match)
$20,000 TO $500,000
IN FUNDING
NOW AVAILABLE
NO Upfront Costs
NO Collateral Required
NO Minimum Time in Business (Start-Ups OK)
NO Minimum Income Requirement Funding Available
NO Restrictions - Get Funding For Any Purpose
Quick Funding For Personal or Businesses All Sizes
With Typical Requirements
FUNDING REQUIREMENTS
Too Often Lending Guidelines Are A Mystery To Consumers.
At Quick Fund Now, we know the better you understand the process, the more approvals we can provide.This process of educating clients provides a much stronger lending platform,
where clients can help themselves better qualify for funding.
Our Funding Program is 100% UNSECURED
As a result, we require strong credit to establish a client’s ability to pay.
This helps us get you funding without the difficult application
process normally required by traditional banks, and without risking
any of your property (No liens against any equipment or property).
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
8 Factors that are most critical in obtaining funding include the following:
1.) Credit - Minimum of 700 score is required across all bureaus used for qualification.
The credit score gives us an overview of the credit a client has, along with your ability to manage
that credit wisely. The overall score is calculated by a number of factors which primarily include:
a. On time payments.
b. Credit utilization ratio
c. Number of inquiries
d. Length that the credit file has been established
e. Number of active trade lines, both fixed and revolving
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
2.) Credit Utilization Rate Needs To Be Under 50%. – Credit utilization is the percentage
comparing the total line limit to the actual balance on the account. QUICK FUND NOW looks at
each individual account. The calculation is easy. If you have a credit limit of $10,000 and a
balance of $2000, you have a utilization ratio of 20%. This ratio is factored for all revolving lines
of credit.
This will include credit cards, equity lines of credit, and any other account where you can use the
line, pay it back, and re-use the line without requalifying. To meet this qualification, each
account must independently meet the under 50% threshold.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
3.) No More Than 4 Inquiries Per Credit Bureau In The Last 90 Days. – Credit
inquiries occur for two different reasons. The first is a soft hit. These are inquiries that you
do not control. Companies looking to issue you additional credit, insurance, or even
employment can create a soft pull. A hard pull occurs when you apply for credit, or when
you sign a form authorizing a company to pull your credit file.
The 4 inquires include hard hits ONLY.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
4.) All Applicants Must Have a MINIMUM of 3+ Open ‘Primary’ Revolving
Accounts And/or Active Trade Lines.
Only open accounts on your credit report are considered for funding.
Any accounts that are closed, have little to no effect in the approval process.
Additionally, if the report is comprised of AU’s or other fake trade lines and/or
has been in credit repair, your options of getting funding reduce by 95%.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
5.) Prior Bankruptcy, Judgments, Repossession, Foreclosures,
Charge-offs, Or Collections Require A Manual Review To Be Considered.
Generally, a clean credit history with no derogatory items in the last 24 months is
required for funding.
Any Prior Bankruptcies Must Be 5 Years Or Older.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
6.) Late Payments Will Be Considered On A Case By Case Basis.
Your ability to get funding will depend on how far out the late payments were and
how often they occurred.
Late payments will almost always limit the funding amount that can be
approved, and may potentially require additional documentation before
approval is granted.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
7.) The Current Address Of The Borrower Must Match The Address On
The Credit Report. This is an important factor for obvious security reasons.
A difference in the address could create a requirement of full documentation.
OUR REQUIREMENTS
When our funding requirements are met, we have a funding rate of 99.9%.
Factors that are most critical in obtaining funding continued:
8.) Full Personal Verification Is Required For All Applications.
Any report with fraud and security alerts, as well as freezes on credit reports are
an immediate red flag, and must be removed by client in order to process their
application.
We take any kind of security alert/freeze on a report very seriously.
FUNDING HIGHLIGHTS
$20,000-$500,000 PLUS in Unsecured Funding
Funding in 1-2 Weeks
Signature Only - No Doc Funding Available
No Income Documentation - Stated Income Program Available
No Verification of Employment For Program #3
No Business Plan Necessary For Start-Up Funding
100% Unsecured - No Liens Against Property (No Assets Required)
NO UPFRONT COST (We get paid on Results only)
Required Documents
Signed Consulting/Funding Contract with Application
PDF Copy of Credit Report or Login Info From:
(www.CreditCheckTotal.com) or (www.Experian.com)
Copy of Driver’s License/State Issued I.D. (Front & Back)
The Most Recent Utility Bill In Your Name (Utility Bill,
Application, and Credit Report Address Must Match)
$20,000 TO $500,000
IN FUNDING
NOW AVAILABLE
NO Upfront Costs
NO Collateral Required
NO Minimum Time in Business (Start-Ups OK)
NO Minimum Income Requirement Funding Available
NO Restrictions - Get Funding For Any Purpose
Quick Funding For Personal or Businesses All Sizes
